United Arkansas Federal Credit Union
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How to Join

Advantages of Membership
 
There are many reasons why you should join your credit union. To name a few, you will become eligible for: 

  • higher earnings on your deposits than you are likely earning elsewhere
  • lower interest rates on personal loans than you are likely paying elsewhere
  • lower fees on accounts and services than you are likely paying elsewhere
  • insured deposits for at least $250,000 per account by the National Credit Union Administration, a U.S. Government Agency
  • membership and part ownership in this financial institution (as opposed to being just another customer). This means you have a voice that is heard by voting annually on which fellow members are elected as credit union Board Directors; those who determine credit union services, policy, loan rates, and dividend rates (among other things)
  • opportunities to serve as volunteer officials on the United Arkansas FCU Board of Directors or any of several other support committees.

Click on the appropriate link above to begin our EASY membership enrollment process.

WHY JOIN A CREDIT UNION?

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to value-priced financial services is critical to the health and stability of ordinary citizens. In fact, more than 67 million Americans trust that their credit union will provide the services to improve their financial well being.

Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys.

Credit unions strive to deliver the best service possible to their most important asset - their members.

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