Your credit union offers you real choices when it's time to select a checking account.  If you’re tired of the additional fees, transaction charges, and higher balance requirements, you’re at the right place.  You're sure to find the checking account that makes your life easier and fits your budget and lifestyle at United Arkansas.

Our Member Relationship Program more fairly balances what service benefits a member qualifies for based on the overall general profitability of their individual relationship as measured by the extent of loan & deposit business they choose to maintain at the credit union. The more loans & deposits maintained, the greater discounts and/or premiums earned on those accounts and related financial services. Refer to the illustration below for more details.

ESSENTIAL RELATIONSHIP	PREFERRED RELATIONSHIP	PRIME RELATIONSHIP
(<$2,500 TOTAL FINANCIAL MONTH-END BALANCE**)	($2,500-$10,000 TOTAL FINANCIAL MONTH-END BALANCE**)	(>$10,000 TOTAL FINANCIAL MONTH-END BALANCE**)
FREE TOUCHTONE TELLER SERVICE	FREE TOUCHTONE TELLER SERVICE	FREE TOUCHTONE TELLER SERVICE
FREE INTERNET BRANCH HOME BANKING SERVICE	FREE INTERNET BRANCH HOME BANKING SERVICE	FREE INTERNET BRANCH HOME BANKING SERVICE
FREE ATM TRANSACTIONS @ UAFCU ATM'S	FREE ATM TRANSACTIONS @ UAFCU ATM'S	FREE ATM TRANSACTIONS @ UAFCU ATM'S
FREE NOTARY SERVICE	FREE NOTARY SERVICE	FREE NOTARY SERVICE
CHECK CASHING FEE*	FREE CHECK CASHING	FREE CHECK CASHING
$2 MONTHLY FEE	1/2 PRICE STANDARD IMAGE CHECK BOX ORDER PER QUARTER	FREE STANDARD IMAGE CHECK BOX ORDER PER QUARTER
	1/2 PRICE MONEY ORDERS	FREE CASHIER CHECK PER VISIT
	1/2 PRICE CASHIER'S CHECKS	FREE INTERNET BRANCH BILL PAYMENT
		FREE FOREIGN ATM TRANSACTIONS (UP TO 4 PER MONTH)
		FREE SHARED BRANCH TRANSACTIONS (UP TO 2 PER MONTH)
		1/2 PRICE MONEY ORDERS
		1/2 PRICE WIRE TRANSFER FEES
		0.25% APR SHARE DIVIDEND PREMIUM

* CHECK CASHING FEE IS $2 PER VISIT WITHOUT COMPENSATION AVAILABLE BALANCE IF CASH BACK EXCEEDS 50% OF TOTAL PRESENTED CHECKS AMOUNTS.

** TOTAL FINANCIAL MONTH-END BALANCE INCLUDES ALL RELATED SHARE AND LOAN ACCOUNT BALANCES.

NOTE: SEE SERVICE FEE SCHEDULE FOR OTHER POTENTIALLY APPLICABLE FEES.

Relationship catagories with their own unique list of benefits may be added, deleted, or changed from time to time. Advance notice will be made to all potentially affected members in such case.