Loans


AUTO & RECREATION LOANS

Your credit union is a great place to turn for all your vehicle-buying needs! Whether you’re refinancing an existing loan, or buying a new or used car, truck, RV or boat, we can help you drive away with the vehicle of your dreams.

We make the process simple, comfortable, and virtually hassle-free. Call us before you shop and get pre-approved for your loan. That way you can arm yourself with "cash" and price guides that will assist you in negotiating a fair price on not only the automobile you are buying, but also the automobile you are trading-in or selling. Additionally, your low interest rate financing from your credit union will likely save you hundreds of dollars in interest compared to other dealer and local financing available.

WHY SHOULD YOU FINANCE YOUR VEHICLE WITH US?

  • Competitive rates
  • Flexible terms
  • Reliable price guides
  • Easy application process

DEALER DIRECT FINANCING

United Arkansas FCU financing is also available directly through many car dealerships throughout the state of Arkansas! Simply tell your auto dealer that you are a member of United Arkansas FCU and want to finance your loan with us through ARCUSO.


PERSONAL & SIGNATURE LOANS

We offer competitive rates for our members that need funds quickly to handle life’s unexpected situations. Members that qualify can use their “good name” and sign on the bottom line for amounts up to $10,000.00 (underwriting required).


DEBT CONSOLIDATION LOANS

There are times when it makes good sense to consolidate most of those credit card debts to one or a few larger loans. Whether your reason is to pay them off more quickly, lower the interest rate you are paying, or reduce the number of accounts you have to pay and keep up with monthly; your credit union can help. A credit union loan officer will show you your options and recommend ways for you to reach your goal.


CREDIT BUILDING, SHARE & CERTIFICATE SECURED LOANS

These loans allow you to use other money or assets you already own to secure a loan for you to use as you wish. The low rates and longer terms make these rates particularly attractive.

This type of loan is often used to help rebuild the credit ratings of members who have experienced problems in the past that have adversely affected their credit rating.