Family smiling in the living room.

Checking Accounts

At United Arkansas Federal Credit Union, we pride ourselves on keeping true to the Credit Union Movement. With that idea in mind, we don’t require minimum balances for checking accounts. Minimum balances are commonplace at banks. We believe UNITED MEANS YOU!

Mother and young son both on electronic devices.
NO MINIMUM BALANCE REQUIRED!

Basic Checking

Easy-to-open, low cost, all frills checking account open to all members. Check out everything you get for a low $3.00 monthly service fee:

  • Complimentary LOGO checks for members 65 years young
  • Complimentary CHIP Debit Card (at account opening)
  • Unlimited access to Online Banking
  • Unlimited access to Mobile App
  • Unlimited access to Online BillPay (formerly a $4.00 monthly fee)
You man in his 30s looking at laptop.
NO MINIMUM BALANCE REQUIRED!

Prime Checking

If you prefer to earn some interest, check out this account. Look at everything you get for a low $5.95 monthly service fee:

  • 1st box of LOGO checks for free (at account opening)
  • Complimentary CHIP Debit Card (at account opening)
  • Complimentary LOGO checks for members 65 years young
  • Unlimited access to Online Banking
  • Unlimited access to Mobile App
  • Unlimited access to Online Bill Pay (formerly a $4.00 monthly fee)
  • Earn 1.25% APY** on average daily balances up to $10,000.00

What about no fees for the Prime Checking Account?

Simple enough with these three easy items:

  • Direct Deposit established (Credit $2.00)
  • 10 swipes per month with Debit Card (Credit $2.00)
  • Enroll in e-Statements (Credit $1.95)

NOW HOW EASY IS THAT?? WE ALSO OFFER COURTESY PAY AND OVERDRAFT PROTECTION.

Interested in Opening a New Checking Account?